Flood Insurance for Businesses in MD, VA, WV, and PA

Your employees, customers, and family all rely on your business. You work hard to maintain its success, but there are some things out of your control. When natural disaster strikes, such as a flood, you need a plan in place to keep your investments afloat. 

That’s where Antietam Insurance can help. With our customizable commercial insurance plans, we offer comprehensive flood insurance for businesses in Maryland, Virginia, West Virginia, and Pennsylvania. 

The unfortunate truth is that a flood can wipe out your entire business. Not only must you replace damaged equipment and repair the affected buildings, but you also lose crucial income during the downtime. 

Did you know that most commercial property insurance plans don’t cover flooding? Furthermore, flood insurance policies typically don’t go into effect until after 30 days. So even if you think you don’t need flood insurance, or you can wait to purchase it when heavy rain is expected, you’d be mistaken. 

Antietam Insurance can protect your business and help fill in those financial gaps. We help you explore your options and find a personalized plan that works for your budget. 

As a business owner, you’ll need to consider both commercial flood insurance offered through the federal National Flood Insurance Program (NFIP) and commercial flood insurance coverage from non-NFIP policies.

The two big advantages of non-NFIP policies are that they can pay out full replacement costs, and they can include coverage for loss of business during the rebuilding phase. On the other hand, NFIP payments account for depreciation and do not cover loss of business.

Our insurance experts can help you navigate the complicated world of business insurance. As an independent agency, our focus is on our clients, not the major insurance companies. 

Don’t leave the success of your business up to the whims of fate. Call Antietam Insurance today!

Let’s discuss your business flood insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate flood insurance solution. There’s no obligation, just good-old-fashioned advice.
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Antietam Insurance Associates, Inc. offers comprehensive flood insurance in Hagerstown and Boonsboro, Maryland and in Martinsburg, Falling Waters and Inwood, West Virginia ; also throughout Pennsylvania, including Greencastle, Waynesboro, Chambersburg and Mercersburg.