According to a recent report by the United States Geological Survey, nearly half of Americans live in areas prone to ground shaking caused by earthquakes. This can cause significant damage to homes, buildings, and everything inside. 

You may think your home insurance plan covers damage from earthquakes, but this is not usually the case. You need a separate, specific policy for earthquake risks.

The costs of earthquake insurance depend on your specific location, the value of your property, and the materials it’s built from. High-risk locations, such as California, may require earthquake insurance, but this can put buyers in a vulnerable position. 

Companies may overcharge, or even worse, refuse to sell plans when earthquakes and aftershocks are predicted to occur. That’s why it’s so important to shop around for the best earthquake insurance plan before you need it. 

Antietam Insurance can help. We are a private independent insurance agency offering personal coverage plans in Maryland, Virginia, Pennsylvania, and West Virginia. 

We customize our plans to fit your unique needs and budget. Earthquake insurance policies typically cover:

• Dwelling: your house and the structures attached to it, including the foundation.
• Structures: Other buildings that are not attached to the dwelling, such as garages, carports, and storage buildings.
• Personal property: Anything inside the dwelling or structures at the time, including furniture, clothes, appliances, electronics, dishes, jewelry, musical instruments, art, rugs, and more.
• Loss of use: If you are unable to use your home after an earthquake, this covers additional living expenses like temporary lodging, meals, and laundry.

We pride ourselves on helping our clients make informed decisions when it comes to protection and their future. As an independent agency, we work for you, not the major corporations. 

Call now to learn more about our personal earthquake insurance plan!