Boat Insurance in Washington County, MD

Spending time out on the water should be a fun, carefree time. But owning and operating your own boat comes with several very real financial risks.

To help you minimize the financial damage that can come from these risks, you need a boat insurance policy.

At Antietam Insurance, we understand the unique risks associated with owning a boat. We have the experience you need to get you the coverage you need at a price you can afford.

Types of Boat Insurance in Washington County, MD

There are several different types of coverage available under a boat insurance policy. The specific types of coverage you need will depend on the type of boat you own, how you use it, and what you want insured.

Some common marine insurance policies include:

  • Boat
  • Personal watercraft (PWC)
  • Yacht
  • Sailboat
  • Dinghy
  • Boat & PWC rental
  • Boat clubs
  • Professional (ProAngler, fishing guides, and charters)

Our team of insurance professionals can help you determine what type of policy you need and how much coverage you need to ensure that you’re protected in an accident.

What Does Boat Insurance Cover?

Boat insurance can cover a wide variety of risks, but the most common type of coverage is for physical damage. This type of coverage can help you pay to repair or replace your boat if it’s damaged in an accident.

Other types of coverage that are often included in a boat insurance policy include:

  • Liability: This helps to protect you against financial loss in the event that you’re sued as the result of an accident.
  • Medical payments: This can cover the cost of reimbursing you or others for medical bills due to injuries from a boating accident.
  • Uninsured coverage: If you are in an accident with another boat owner who doesn’t have insurance coverage, this will help pay for damages.

Some common risks that are covered by boating insurance include:

  • Collision
  • Fire damage
  • Severe weather
  • Theft
  • Vandalism
  • Theft or damage of personal possessions you keep on your boat (optional add-on)
  • Towing and assistance (optional add-on)

If you’re looking for comprehensive, affordable boat insurance in Washington County, Maryland, contact Antietam Insurance. Get your quote today!